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Apple Pay is easy and works with the Apple devices you use every day.You can make secure purchases in stores, in apps, and on the web.

There’s no app to download, and you can use the cards you already have in Wallet. You can also transfer your Apple Pay Cash balance to your bank account.

When you make a purchase, Apple Pay uses a device-specific number and unique transaction code.

So your card number is never stored on your device or on Apple servers, and when you pay, your card numbers are never shared by Apple with merchants.

It’s a convenient feature that saves you from the hassle of having to exchange bank details with people, save them and then carry out the transfer in a different app.

To send money, open a chat with your friend, tap the blue icon and select the green Payments icon.

If you already accept credit and debit cards, simply contact your payment provider to start accepting Apple Pay.

Visit About Apple Pay for merchants to get more information, or contact merchant support.Peer-to-peer payments have just launched on the Messenger app in the UK, two years after the feature arrived in the US.You can now send or request and receive money in a chat on Facebook Messenger.And now you can send and receive money from friends and family right in Messages.Apple Pay is even simpler than using your physical card, and safer too. Send and receive from across the table — or across the country. When you receive money it’s added to your Apple Pay Cash card that lives in the Wallet app.To receive money, you need to open a chat with your friend, tap the Add Card option, add your debit card and set up your payment account.

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